The positive development of the investment markets in the past year is reflected in the pleasing return of 8.99%!

In a long-term comparison of all collective foundations, Livica's results have been among the best quartile for five years. In particular, equities with global diversification and long-term growth potential (26.6%) and equities hedged against currency risks (15.9%) contributed to the above-average result.

With a consolidated return of 18.9% since 2020, the affiliated pension funds have performed significantly better than the UBS Pension Fund Barometer (15.2%), for example. Comparable benchmarks, such as the “Pictet BVG Indices” established in the 2nd pillar, were also significantly outperformed. In comparison with the peer group, Livica has one of the best ratios between absolute return and proportion of risky investments. An absolute return of 7.9% was achieved on the total assets of the consolidated employer pension funds and the pension fund for pensioners.

At 0.24% of pension assets, the asset and administration costs are well below the average (0.71%)

The responsible spending policy pays off and positions Livica among the 25% of the most thrifty collective foundations in Switzerland. If we look at the cost ratio for asset management, i.e. excluding administrative costs, Livica's ratio of 0.18% of pension assets is even lower than the average (0.50%) for comparable pension funds. The cost transparency ratio of 100% is in line with most other collective foundations.