Benefits for Employers
Employer pension schemes "Active Insurance Collective"
Optimize Your LPP Solution – with Livica, the genuine collective foundation
Take advantage of the unique organisational freedom and secure the future of your employees.
Unique freedom of design: Livica enables companies and institutions, regardless of their size and structure, to create a customised employer pension scheme or collective foundation. With free plan design and customised investment strategies, employers can structure the pension provision of their employees or insured persons flexibly and effectively.
Optimised risk management: Livica offers the option of adjusting the investment strategy based on the individual risk capacity of the employer pension fund. All decisions are based on an economic valuation method. By combining risk-free interest rates and a maximum premium of 2%, companies can minimise their risks and at the same time achieve attractive returns for their employees.
Many years of experience: Livica has a professional office with over 20 years of experience in the administration of insured portfolios and a team that has been working together for many years.
Seamless pensioner transfer options: Employer pension schemes can transfer the pensioner portfolio to the specially designed ‘Pensioner’ pension scheme at any time if required.
Pension fund ‘Pensioners’
You have the pensioners - we have the solution
Secure the future. Reduce financial risks.
Sufficient financing: Livica fulfils all legal requirements and finances the transfer of pension portfolios with a single premium. Our experts confirm sufficient financing.
No obligation to make additional contributions: All rights and obligations are definitively transferred to Livica as a result of the transfer. There is no obligation to make additional contributions.
Transfer at any time: The transfer can take place at any time, regardless of the annual financial statements. We continuously adjust the single premium to the current interest rate conditions.
Security and efficiency: The investment concept guarantees maximum security for pension obligations and enables cost-efficient management due to the size of the ‘Pensioners’ pension fund.
Balance sheet relief and risk minimisation through transfer: The transfer of the pension portfolios relieves the financial obligations in the long term and minimises unforeseeable risks for the foundation and affiliated employers.